Commercial loans

Small businesses can’t turn to bond and equity markets to raise money. This is primarily due to high costs, lengthy procedures, and strict regulation. That’s why small businesses use commercial loans are designed to secure financing.

  • Commercial loans provide businesses with capital that can go toward payroll expenses, the purchase of equipment, etc.
  • The application process is much simpler than securing funding in the debt or equity markets.
  • A commercial loan enables business owners to secure financing without having to dilute their equity in the company.

Unlike residential home loans, the price of a commercial loan depends largely on your business experience and the asset offered.

Get started

Not sure what kind of loan you need for your current financial situation? Let us help!

We deliver tailored finance solutions chosen from a panel of leading financial institutions to give you peace of mind that your loan is working for you.

Testimonials

Homeloans is what we do. Helping our customers achieve their dreams is why we do it. Read what our customers have to say about us:

"If it was not for Noel’s exceptional banking experience, we would not have settled our new purchase. Having been let down at the very last moment by our mortgage broker, it took a financial expert to piece it all back together again to get us our approval. We could not recommend him and his team highly enough, where all others fail."

Madeleine Hogan / Ferntree Gully

"We were literally left in a mess with our Mortgage broker at the very last minute. If it were not for Noel’s strategic approach to our entire portfolio and financial position, we would not have settled on our new purchase. He is not a broker. He’s a financial expert."

Paul Van Deuren / Mt Martha

"When we were let down by our mortgage broker, we were referred to Noel at the very last minute. We were going to lose our entire deposit. What a talent, to clean up the mess the other mortgage broker had left us in. We are so thankful to his genius approach to lending and would not hesitate to recommend him and his team."

Carol and Don Fraser / Mt Waverley

"Without a doubt, the team behind Homeloans Rus headed up by Noel Ridler
as Managing Director, have always been able to manage our funding
requirements in a relationship that continues for 15 years.   Without a
doubt they have always been able to secure the best financial solutions
for all our projects."

John Ghent, CEO / Ghent Housing

"Heading the team at Homeloans R Us, Managing Director Noel Ridler's rich
banking experience gives him and his team the ability to always deliver
on the most exceptional financial requirements of all our projects and a
testimony of his ability to go beyond the norm in providing funding.
"

Tim Bowtell, CEO / Bowtell Development Group

"As current partners in funding, Noel's ability to do magic in the most
difficult finance applications always keep him and his team ahead of the
pack.   Our business continues after 15 years of always succeeding where
others fail."

Jennifer Hogan, General Manager / Motion Property

Melbourne, Victoria
1300 170 899
sales@homeloansrus.com.au

Call us E-mail

Membership

© 2025 HomeLoans r Us

Ridcorp Pty Ltd | HomeLoans r Us | Australian Credit Licence Number: 443039 | ABN: 43125565791 | Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.

© 2025 HomeLoans r Us

Ridcorp Pty Ltd | HomeLoans r Us | Australian Credit Licence Number: 443039 | ABN: 43125565791 | Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.